New England Area Employee Benefit Plans
There is a balance employers must find when designing an employee benefit plan. It should provide benefits that will help attract and retain valued employees while also meeting ever-increasing budgetary constraints. Gallant Insurance and L.F. Robbins Insurance can help your Massachusetts commercial business or New Hampshire non-profit organization create group plans that will benefit both your employees and your budget.
Commercial businesses and non-profit organizations have trusted their business insurance to Gallant and L.F. Robbins for decades.
Voluntary Benefits
Voluntary benefits can be a cost-effective way to offer employees different types of protection they can choose from in a group plan. The minimum cost to the organization is an appealing factor. There are several options for voluntary benefits, and employees can select only those benefits they need and pay for them with pre-tax dollars using payroll deduction or flexible spending plans. Some voluntary benefits to consider:
- Short-term disability insurance
- Long-term disability insurance
- Group life insurance plans
- Cancer insurance or coverage for other specific diseases
- Accident and injury insurance
- Hospital indemnity for out-of-pocket expenses (co-pays, deductibles, lab tests and more)
Consider Gallant whenever you need information or free insurance quotes on life, health and financial products and services.
Retirement Planning
Gallant Insurance can provide advice on defined contribution plans, such as annuities, 401(k) plans and 403(b) plans for non-profit organizations. Employer-funded pensions have gone the way of the electric typewriter for businesses and non-profit organizations. Therefore, it is more important than ever for employers to offer these retirement options for employees, as the burden for funding retirement if the responsibility of individuals.
Contact Gallant and L.F. Robbins for Group Plans
Contact our experienced agents in three convenient locations: Acton, Pepperell and Townsend, MA. We can provide competitive quotes for employee benefit plans and financial services such as 401(k) plans.