As a contractor, you are aware of the complexities of your industry. Working with clients, local, state and federal regulations, sub-contractors and everyone in between can be a balancing act fit for the circus. You may wonder why you need a surety bond for a project when you already have contractors insurance. A surety bond […]
Professionals of all kinds work hard to provide high quality advice and service to their clients. But in our litigious society, the threat of a lawsuit from a client who feels he or she has been wronged is always possible. For this reason, many professionals—accountants, architects, lawyers, physicians, and more—need professional liability insurance. Even the […]
Commercial auto (or business auto) insurance provides coverage for cars, trucks and any other vehicles used in business operations. Similar (but separate from) personal auto insurance, commercial auto insurance provides liability, collision, comprehensive, personal injury and uninsured and underinsured motorist coverage for the business owner. A business owners policy (BOP) does not include commercial auto […]
Would your standard business liability insurance protect you if your electronic data were stolen, your website were shut down by a power failure or by being hacked, or if someone filed slander or libel allegations against your business based on a social media post? Almost every business has at least some cyber risk exposure that […]
A BOP is a business owners policy. It is a comprehensive insurance package that combines coverage for major property and liability insurance into one policy designed for small- to medium-sized businesses. A BOP is beneficial because it provides comprehensive coverage with the simplicity of a packaged policy. BOPs include property and liability coverage as well […]
Commercial general liability (CGL) insurance is a vital component of your complete business insurance package. It protects your company’s assets by providing protection for liability claims against your business. These can be claims that arise from injuries or property damage that occur on your business property, or those that are caused by you or your […]
Errors and omissions insurance, or professional liability insurance, is vital to protect the interests of many individuals and businesses who provide professional services to clients. A professional is someone who possesses special knowledge and skill in a certain area and uses that skill to provide advice and services to clients. Traditionally this definition applies to […]