Your home is your castle and you want to protect it. You don’t have to dig a moat and booby trap your entries, however, in order to prevent a break-in or burglary. Although that may make for an interesting Saturday afternoon, there are far easier ways to protect your family, home and belongings. One easy […]
The more assets and income you collect, the more you think about protecting them. Most people turn to the excess liability coverage of a personal umbrella insurance policy to shield their belongings and earnings from lawsuits. But how does an umbrella policy protect you? What is covered? Umbrella insurance can help pay for any damages […]
As a contractor, you are aware of the complexities of your industry. Working with clients, local, state and federal regulations, sub-contractors and everyone in between can be a balancing act fit for the circus. You may wonder why you need a surety bond for a project when you already have contractors insurance. A surety bond […]
With fall in the air and children heading back to school, it is time to adjust your driving habits with safety in mind. It is also time to remind your kids about safely walking, biking, and riding in cars and buses to and from school. Parents Central at safercar.gov—a service of the National Highway Traffic […]
Professionals of all kinds work hard to provide high quality advice and service to their clients. But in our litigious society, the threat of a lawsuit from a client who feels he or she has been wronged is always possible. For this reason, many professionals—accountants, architects, lawyers, physicians, and more—need professional liability insurance. Even the […]
Wicked Local, a multi-media marketing agency for small businesses in Eastern Massachusetts, has just released its winners for the 19th annual Readers Choice Awards. Winners of this award are chosen by local customers as the best business in their town or region. Ballots were sent out earlier this year and readers were encouraged to vote […]
After the traffic is cleared, the dust settles and you check everyone for injuries, the first thing most people wonder about following a car accident is how the claim will affect their insurance. Many motorists don’t bother to read the fine print in their auto insurance policy until after an accident. The best way to […]
Commercial auto (or business auto) insurance provides coverage for cars, trucks and any other vehicles used in business operations. Similar (but separate from) personal auto insurance, commercial auto insurance provides liability, collision, comprehensive, personal injury and uninsured and underinsured motorist coverage for the business owner. A business owners policy (BOP) does not include commercial auto […]
According to a 2008 survey by Marshall & Swift/Boeckh (MSB), 64 percent of U.S. homes are under-valued for insurance purposes. Of those, the average homeowner has enough insurance to rebuild only about 81 percent of his or her dwelling. The best way to avoid finding out your home insurance has gaps in coverage is to […]
Homeowners insurance may seem pretty straightforward, but you will still have several decisions to make when buying your policy, and you need to make sure that you understand your coverage so there are no surprises if you have to file a claim. For some quick answers, here are the Top Ten Homeowners Insurance FAQs that […]